Supporting sustainable reforms that remove barriers to homeownership
USMI members continue to help millions of borrowers bridge the down payment gap. USMI supports sensible regulatory and legislative reforms to further address barriers to homeownership and promote an equitable and sustainable housing finance system backed by private capital.
Additional Resources:
- Infographic: Private Mortgage Insurance: A Powerful Tool to Buy a Home that has Declined in Cost
- Op-Ed: Private Mortgage Insurance: One of the Most Powerful Financial Tools for First-Time Buyers
- Op-Ed: Low Down Payment Mortgages Make It Possible To Buy A Home In A High-Rate Environment
- Testimony: USMI Testifies on Housing Affordability: Governmental Barriers and Market-Based Solutions
- Op-Ed: You can still buy a house with a low down payment
- Podcast: President Seth Appleton on HousingWire’s Daily Podcast
- Op-Ed: PMI is good for first-time buyers and housing finance system








