Private MI: Helping millions of Americans become homeowners each year

Over the past 65 years, MI has helped more than 37 million home-ready borrowers across the country access affordable low down payment home financing while protecting lenders and taxpayers. 

Private MI helped nearly 2 million people become homeowners in 2021 alone. USMI’s annual report breaks down low down payment mortgage lending with MI in all 50 states and the District of Columbia. The report provides an analysis of how long it would take homebuyers to save for a 20 percent down payment compared to a 5 percent down payment. 

Click below to read the 2021 report: 

2021 Report


Click on the map below to find out more about MI in each state and how MI has made it possible for many borrowers to get into homes sooner.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming