USMI is dedicated to a housing finance system backed by private capital that enables access to mortgage credit for borrowers while protecting taxpayers.
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MI offers an effective way to make mortgage credit available to more people
As policymakers focus on the need to create a strong, stable housing finance system, today’s private MI industry is well positioned to ensure access to homeownership while protecting taxpayers. USMI members are focused on ensuring that home-ready borrowers continue to have access to affordable and sustainable mortgages within a well-functioning U.S. housing finance system.
Five of the six active U.S. private MI companies – Enact, Essent, MGIC, National MI, and Radian – are the founding members of USMI. The organization is open to all active U.S. private MI companies.