USMI is dedicated to a housing finance system backed by private capital that enables access to mortgage credit for borrowers while protecting taxpayers.

MI offers an effective way to make mortgage credit available to more people

As policymakers focus on the need to create a strong, stable housing finance system, today’s private MI industry is well positioned to ensure access to homeownership while protecting taxpayers. USMI members are focused on ensuring that home-ready borrowers continue to have access to affordable and sustainable mortgages within a well-functioning U.S. housing finance system.

Five of the six active U.S. private MI companies – Enact, Essent, MGIC, National MI, and Radian – are the founding members of USMI. The organization is open to all active U.S. private MI companies.

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