June 21, 2024
Statement on FHFA’s Conditional Approval of Freddie Mac’s Purchase of Single-Family Closed-End Second Mortgages

USMI published a statement on FHFA’s conditional approval of Freddie Mac’s Purchase of Single-Family Closed-End Second Mortgages.

June 7, 2024
Letter: Joint Trade Letter to FHFA on Definition of First-Generation Homebuyers

USMI joined ACH, CHLA, HPC, and ICBA in sending a letter to the FHFA to share observations and recommendations related to the GSEs definition and policies regarding First-Generation Homebuyers.

May 31, 2024
Op-Ed: Low Down Payment Mortgages Make It Possible To Buy A Home In A High-Rate Environment

We have all seen the headlines. After years of homebuyers growing accustomed to a 30-year mortgage rate as low as 3%, 2023 saw fluctuations between 6% and 8%, with higher rates persisting into 2024.

May 23, 2024
USMI Submits Comment Letter to FHFA on Freddie Mac’s Purchase of Single-Family Closed-End Second Mortgages Proposed Product

USMI submitted a comment letter in response to a notice of proposed new product issued by the FHFA on the proposed “Freddie Mac Single-Family Closed-End Second Mortgages” product.

May 16, 2024
Article: USMI Seeks Improved Treatment for Private MI

An Inside Mortgage Finance article from May 16 titled, “USMI Seeks Improved Treatment for Private MI,” highlighted USMI’s recent supplemental comment letter on the Basel III Endgame proposed rule.

May 13, 2024
Letter: Joint Trade Letter to FHFA on the Release of Historical Credit Score Data

USMI joined ABA, HPC, ICBA, and MBA in sending a letter to FHFA Director Sandra Thompson regarding the publication of the VantageScore 4.0 historical dataset planned for early in 3Q 2024.

May 2, 2024
Letter: Supplemental Comment Letter to Banking Regulators on Basel III Endgame Proposed Rule

USMI submitted a supplemental comment letter to the Federal Reserve, FDIC, OCC (collectively the Agencies) in response to the Basel III Endgame Proposed Rule (Proposed Rule).

March 15, 2024
Blog: Celebrating Women’s History Month – Q&A with Prominent Private MI Industry Leaders

Women are a driving force in the housing market – despite still facing a gender wage gap, single women own 2.71 million more homes than single men (10.95 million versus 8.24 million)

March 15, 2024
Blog: Q&A with Christina Brown, VP and Senior Counsel, USMI

Christina Brown is the Vice President (VP) and Senior Counsel of USMI.

March 15, 2024
Blog: Q&A with Dianna Higgins, SVP Investor Relations, MGIC

Dianna Higgins is the Senior Vice President (SVP) of Investor Relations of Mortgage Guaranty Insurance Corporation (MGIC).

March 15, 2024
Blog: Q&A with Lesley Alli, SVP Industry Relations and Corporate Communications, National MI

Lesley Alli is the Senior Vice President (SVP) of Industry Relations and Corporate Communications of National Mortgage Insurance (National MI).