Lindsey Johnson, President of the U.S. Mortgage Insurers (USMI), today issued the following statement on the U.S. Senate’s bipartisan confirmation of Sandra Thompson to serve as Director of the Federal Housing Finance Agency (FHFA):
Use of credit risk transfer and enhanced capital requirements transformed the industry from a cyclical business to a more stable, long-term manager of mortgage credit risk.
Since 2015, the private mortgage insurance (MI) industry has used MI Credit Risk Transfer (MI-CRT) to reduce volatility in the business and bring more sources of private capital to the housing finance market.
As one arm of the federal government attempts to cool inflation and home price appreciation, another risks making things worse.
With record low housing supply and high inflation contributing to skyrocketing home prices, the barriers to owning a home may seem insurmountable.
Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), issued the following statement on the Senate’s confirmation of Julia Gordon to serve as Assistant Secretary for Housing, Federal Housing Commissioner, Department of Housing and Urban Development (HUD):
U.S. Mortgage Insurers (USMI) announced today that Lindsey Johnson, USMI president, will be leaving the organization in June to serve as the next president and CEO of the Consumer Banking Association.
Industry supported nearly $585 billion in mortgage originations for new home purchases and refinance loans
As we kickoff Financial Literacy Month, we want to take a step back and look at the critical role mortgage insurance (MI) plays in leveling the homebuying playing field.
Spring has brought several housing finance developments as we watched the cherry blossoms come and go here in Washington, D.C.
As we celebrate Women’s History Month, USMI spoke to prominent leaders in the housing finance industry to discuss their important contributions and some of the most pressing issues facing the industry today.
As part of USMI’s Q&A series celebrating prominent women leaders in housing finance, Marcia shared advice to others in this space, her thoughts on how the industry can ensure the unique borrowing needs of women, and how the industry can grow to ensure diverse representation at all levels.
Policy Priorities
