May 25, 2022
Statement: Senate Confirmation of Sandra Thompson as FHFA Director

Lindsey Johnson, President of the U.S. Mortgage Insurers (USMI), today issued the following statement on the U.S. Senate’s bipartisan confirmation of Sandra Thompson to serve as Director of the Federal Housing Finance Agency (FHFA):

May 23, 2022
Press Release: Private Mortgage Insurers Transferred Over $55 Billion in Risk on Nearly $2.8 Trillion of Active Coverage at Year-End 2021

Use of credit risk transfer and enhanced capital requirements transformed the industry from a cyclical business to a more stable, long-term manager of mortgage credit risk.

May 23, 2022
Blog: Interview with National MI President and CEO Adam Pollitzer on MI-CRT

Since 2015, the private mortgage insurance (MI) industry has used MI Credit Risk Transfer (MI-CRT) to reduce volatility in the business and bring more sources of private capital to the housing finance market.

May 18, 2022
Blog: Eyes on the FHA

As one arm of the federal government attempts to cool inflation and home price appreciation, another risks making things worse.

May 13, 2022
Blog: Do the math – Buying a home now is possible

With record low housing supply and high inflation contributing to skyrocketing home prices, the barriers to owning a home may seem insurmountable.

May 12, 2022
Statement: Senate Confirmation of Julia Gordon as Federal Housing Commissioner

Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), issued the following statement on the Senate’s confirmation of Julia Gordon to serve as Assistant Secretary for Housing, Federal Housing Commissioner, Department of Housing and Urban Development (HUD):

May 3, 2022
Statement: Departure of USMI President Lindsey Johnson

U.S. Mortgage Insurers (USMI) announced today that Lindsey Johnson, USMI president, will be leaving the organization in June to serve as the next president and CEO of the Consumer Banking Association.

April 21, 2022
Press Release: Private Mortgage Insurers Helped Nearly 2 Million Low Down Payment Borrowers in 2021

Industry supported nearly $585 billion in mortgage originations for new home purchases and refinance loans

April 15, 2022
Blog: Mortgage Insurance Levels the Playing Field

As we kickoff Financial Literacy Month, we want to take a step back and look at the critical role mortgage insurance (MI) plays in leveling the homebuying playing field.

April 1, 2022
Newsletter: April 2022

Spring has brought several housing finance developments as we watched the cherry blossoms come and go here in Washington, D.C.

March 30, 2022
Blog: Celebrating Women’s History Month – Q&A with Prominent Housing Leaders

As we celebrate Women’s History Month, USMI spoke to prominent leaders in the housing finance industry to discuss their important contributions and some of the most pressing issues facing the industry today.

March 30, 2022
Blog: Q&A with Marcia Davies of the Mortgage Bankers Association

As part of USMI’s Q&A series celebrating prominent women leaders in housing finance, Marcia shared advice to others in this space, her thoughts on how the industry can ensure the unique borrowing needs of women, and how the industry can grow to ensure diverse representation at all levels.