February 22, 2024
Blog: How Private MI Serves the Housing Finance System as a Source of Strength and Resiliency

On January 16, USMI submitted a comment letter to the Federal Reserve, FDIC, and OCC (collectively the Agencies) on the Basel III Endgame proposed rule.

February 15, 2024
Blog: Black History Month – Working to Promote More Affordable and Sustainable Homeownership

As an industry designed to enable access to homeownership, especially for first-time, low- and moderate-income (LMI), and minority homebuyers, during Black History Month we want to dive into the data, trends, and policies associated with Black homeownership in America.

January 17, 2024
Press Release: USMI Submits Comment Letter to Banking Regulators on Basel III Endgame Proposed Rule

U.S. Mortgage Insurers submitted a comment letter in response to a NPR issued by the Federal Reserve, FDIC, and the OCC on the Basel III Endgame proposed rule.

December 20, 2023
Letter: Joint Trade Letter to FHFA on Credit Scoring Model Analysis

USMI joined a coalition of housing finance organizations in sending a letter to Federal Housing Finance Agency (FHFA) Director Sandra Thompson.

December 8, 2023
Article: Stronger Boundaries Needed For FHA/GSEs, USMI Says

An IMF article from December 7 titled, “USMI Leader Calls for Coordination on Housing Policy,” focused on USMI President Seth Appleton’s testimony at a House Financial Services Committee hearing on housing affordability.

December 6, 2023
Testimony: USMI Testifies on Housing Affordability: Governmental Barriers and Market-Based Solutions

Seth Appleton, President of U.S. Mortgage Insurers (USMI), testified on December 6, 2023, before the U.S. House of Representatives Committee on Financial Services, Subcommittee on Housing and Insurance.

December 1, 2023
Newsletter: December 2023

As the year draws to a close, there is no shortage of housing finance policy activity.

November 27, 2023
Statement: SEC Final Securities Act Rule 192 Prohibiting Conflicts of Interest in Certain Securitizations

Seth Appleton, USMI President, issued the following statement on the Securities and Exchange Commission’s (SEC) finalized Securities Act Rule 192.

November 15, 2023
Statement: FHA’s 2023 Annual Financial Report to Congress

Seth Appleton, President of U.S. Mortgage Insurers (USMI), issued the following statement on the FHA’s release of its Fiscal Year 2023 Annual Report to Congress on the financial status of the MMIF

November 13, 2023
Letter: Joint Letter to Congress on Avoiding a Government Shutdown

USMI joined a coalition of real estate and housing finance organizations in sending a letter to House and Senate leadership.

November 9, 2023
Press Release: New Report Details the Strength and Resiliency Private MI Provides to Mortgage Finance System and Role in Promoting Affordable and Sustainable Homeownership

USMI today released a new report detailing the important enhancements, undertaken over the past 15 years, that have heightened the ability of private MI to better support the housing finance system and serve as a source of strength in the system through all market cycles.

November 8, 2023
Article: Dipping mortgage rates, creative financing options gives glimmer of hope for aspiring home buyers

A WPDE ABC15 News article and broadcast piece by Michael Owen featuring USMI President Seth Appleton reports on financing options for those seeking to access homeownership in South Carolina, amidst a high rate mortgage market.