It’s USMI’s sole discretion these terms are subject to amendment, change, modification, revision, or termination at any time without advance notice to the Site users. Any and all such changes shall be immediately effective at the time they are posted on the Site, and it is your (the user’s) duty to maintain through the Website, your familiarity with these terms and conditions as they change over time.
- Information and Privacy:
- User Conduct:
You agree not to repost or copy the Website content that violates the rights of others, including protections of copyright, trademark, patent, trade secrets, or any right of privacy or publicity.
- Copyright/Restrictions on Use of Material
The Site(s), the software used with the Site, and all content such as computer code, text, graphics, site-images, etc., along with the collection, arrangement, and assembly of such, are the exclusive intellectual property of USMI, or its affiliates, and is protected by both United States and international intellectual property laws; specifically, copyright, trademark/service mark, trade secret, trade dress, patent, and/or other proprietary rights and laws.
USMI grants to you only a limited, non-exclusive, non-transferable, non-assignable license to use the intellectual property on the Site solely for the purposes of viewing the Site and republishing informational articles, blogs or resources given proper attribution. Any unauthorized use of any material contained in the Site is strictly prohibited. Unauthorized uses include the distortion or mischaracterization of data provided by USMI.
USMI respects the intellectual property rights of others and expects our users to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at email@example.com.
This Website contains links to third party sites. User accesses these sites at User’s own risk; the Website is not responsible for the contents, changes, updates, or other links contained in a linked site. USMI provides these links merely as a resource, and the inclusion of such links does not imply an endorsement by the Website or the URL of the site.
- General Disclaimer
Although USMI has made reasonable efforts to place accurate information on this Website, it assumes no responsibility for the accuracy of the information. USMI provides this website content “as is” and without warranties of any kind, either expressed or implied, to the fullest extent allowed by law. Further, any educational material, seminar material, or any other reference is provided “as is” where is and USMI further disclaims all other warranties, including the implied warranties of merchantability and fitness for a particular purpose or the current accuracy of educational or other material as being current information or information that may be relied on to make business or other decisions USMI does not warrant uninterrupted or error-free functions contained in this site or its content or that the website or its server are free of viruses or other harmful components.
- Limitation Of Liability
USMI assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in this Site or your downloading of any materials, data, text, images, video, or audio from the site.
Like many other Web sites, U.S. Mortgage Insurers (USMI) makes use of log files. These files merely log visitors to the site – usually a standard procedure for hosting companies and a part of hosting service’s analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.
Third Party Privacy Policies
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This policy does not apply to any information collected offline or via channels other than this website.