Terms of Use & Privacy Policy

Terms of Use

U.S. Mortgage Insurers, (USMI) maintains this site for information and communication purposes. This webpage contains the Terms of Use governing your access to and use of https://www.usmi.org/ (hereinafter the “Website” or “Site”). If you do not accept these Terms of Use or you do not meet or comply with their provisions, you may not use the Site.

By using this website, you agree with and accept all the terms and conditions contained in this Agreement and the Privacy Policy, which includes by reference those terms and conditions expressly set out below.

It’s USMI’s sole discretion these terms are subject to amendment, change, modification, revision, or termination at any time without advance notice to the Site users. Any and all such changes shall be immediately effective at the time they are posted on the Site, and it is your (the user’s) duty to maintain through the Website, your familiarity with these terms and conditions as they change over time.

  1. Information and Privacy:
    USMI is strongly committed to protecting your privacy and has implemented a comprehensive privacy policy. USMI does not collect, disclose, or release personal or financial information about you.
  2. User Conduct:
    You agree not to repost or copy the Website content that violates the rights of others, including protections of copyright, trademark, patent, trade secrets, or any right of privacy or publicity.
  3. Copyright/Restrictions on Use of Material
    The Site(s), the software used with the Site, and all content such as computer code, text, graphics, site-images, etc., along with the collection, arrangement, and assembly of such, are the exclusive intellectual property of USMI, or its affiliates, and is protected by both United States and international intellectual property laws; specifically, copyright, trademark/service mark, trade secret, trade dress, patent, and/or other proprietary rights and laws.

USMI grants to you only a limited, non-exclusive, non-transferable, non-assignable license to use the intellectual property on the Site solely for the purposes of viewing the Site and republishing informational articles, blogs or resources given proper attribution. Any unauthorized use of any material contained in the Site is strictly prohibited. Unauthorized uses include the distortion or mischaracterization of data provided by USMI.

USMI respects the intellectual property rights of others and expects our users to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at info@usmi.org.

  1. Links
    This Website contains links to third party sites. User accesses these sites at User’s own risk; the Website is not responsible for the contents, changes, updates, or other links contained in a linked site. USMI provides these links merely as a resource, and the inclusion of such links does not imply an endorsement by the Website or the URL of the site.
  2. General Disclaimer
    Although USMI has made reasonable efforts to place accurate information on this Website, it assumes no responsibility for the accuracy of the information. USMI provides this website content “as is” and without warranties of any kind, either expressed or implied, to the fullest extent allowed by law. Further, any educational material, seminar material, or any other reference is provided “as is” where is and USMI further disclaims all other warranties, including the implied warranties of merchantability and fitness for a particular purpose or the current accuracy of educational or other material as being current information or information that may be relied on to make business or other decisions USMI does not warrant uninterrupted or error-free functions contained in this site or its content or that the website or its server are free of viruses or other harmful components.
  3. Limitation Of Liability
    USMI assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in this Site or your downloading of any materials, data, text, images, video, or audio from the site.

If you would like to request additional information regarding these Terms of Use, please contact us at info@usmi.org.

Privacy Policy

We consider the privacy of our visitors to be extremely important. This privacy policy document describes in detail the type of personal information that is collected and recorded by https://www.usmi.org/ and how we use it.

Log Files
Like many other Web sites, U.S. Mortgage Insurers (USMI) makes use of log files. These files merely log visitors to the site – usually a standard procedure for hosting companies and a part of hosting service’s analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

U.S. Mortgage Insurers (USMI) uses cookies to store information about visitors’ preferences, to record user-specific information on which pages the site visitor accesses or visits, and to personalize or customize our web page content based upon visitors’ browser type or other non-identifiable information that the visitor sends via their browser.

Third Party Privacy Policies
You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. This privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

By using our website, you hereby consent to our privacy policy and agree to its terms.

This privacy policy applies only to our online activities and is valid for visitors to www.usmi.org and regarding information shared and/or collected there.

This policy does not apply to any information collected offline or via channels other than this website.

Should we update, amend, or make any changes to our Terms of Use or Privacy Policy, they will be posted here.