Private Mortgage Insurance:

Expanding access to homeownership for millions while protecting America’s taxpayers.

The #1 way to qualify for a mortgage without a 20% down payment.

USMI is ready to help build the future of homeownership

U.S. Mortgage Insurers (USMI®) is dedicated to a housing finance system, backed by private capital that enables access to housing finance for borrowers while protecting taxpayers. Mortgage insurance (MI) offers an effective way to make mortgage credit available to more people.

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>38 Million

Private MI has helped more than 38 million households become homeowners

Latest News:

November 27, 2023

Statement: SEC Final Securities Act Rule 192 Prohibiting Conflicts of Interest in Certain Securitizations

Seth Appleton, USMI President, issued the following statement on the Securities and Exchange Commission’s (SEC) finalized Securities Act Rule 192.

November 15, 2023

Statement: FHA’s 2023 Annual Financial Report to Congress

Seth Appleton, President of U.S. Mortgage Insurers (USMI), issued the following statement on the FHA's release of its Fiscal Year 2023 Annual Report to Congress on the financial status of the MMIF

November 13, 2023

Letter: Joint Letter to Congress on Avoiding a Government Shutdown

USMI joined a coalition of real estate and housing finance organizations in sending a letter to House and Senate leadership.

Private Mortgage Insurance:

Expanding access to homeownership for millions while protecting America’s taxpayers.

The #1 way to qualify for a mortgage without a 20% down payment.

USMI is ready to help build the future of homeownership

Latest News:

Policy Priorities

Tax Deductibility

Taxpayer Protection

Advocacy

Access & Affordability

Housing Finance Reform