Private Mortgage Insurance:

Expanding access to homeownership for millions while protecting America’s taxpayers.

The #1 way to qualify for a mortgage without a 20% down payment.

USMI is ready to help build the future of homeownership

U.S. Mortgage Insurers (USMI®) is dedicated to a housing finance system, backed by private capital that enables access to housing finance for borrowers while protecting taxpayers. Mortgage insurance (MI) offers an effective way to make mortgage credit available to more people.

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>37 Million

Private MI has helped more than 37 million households become homeowners

Latest News:

June 1, 2023

Letter: Supplemental Comments & Recommendations to GSE Credit Score Industry Engagement Survey

USMI submitted supplemental comments & recommendations to Fannie Mae and Freddie Mac’s Credit Score Industry Engagement Survey.

May 25, 2023

Press Release: Private Mortgage Insurers Helped Over 1 Million Low Down Payment Borrowers In 2022, Majority Were First-Time Buyers

U.S. Mortgage Insurers (USMI) today announced the industry helped over 1 million low down payment borrowers secure mortgage financing in 2022, according to data from the government-sponsored enterprises (GSEs).

May 25, 2023

Blog Post: Q&A with USMI Chairman Adolfo Marzol on the Private MI Industry’s 2022 Performance

The private mortgage insurance (MI) industry helped over 1 million low down payment borrowers secure mortgage financing in 2022 –first-time homebuyers represented nearly 62% of this volume.

Private Mortgage Insurance:

Expanding access to homeownership for millions while protecting America’s taxpayers.

The #1 way to qualify for a mortgage without a 20% down payment.

USMI is ready to help build the future of homeownership

Latest News:

Policy Priorities

Tax Deductibility

Taxpayer Protection

Advocacy

Access & Affordability

Housing Finance Reform