USMI joined the ABA, SIFMA, MBA, SIFMA-AMG, ICBA, SFA, and HPC in sending a letter to SEC Chairman Paul Atkins commending the Commission for prioritizing “Asset-Backed Securities Registration and Disclosure Enhancements” on the Spring 2025 Unified Agenda of Regulatory and Deregulatory Actions.
On December 1st, 2025, USMI submitted a comment letter on the U.S. Securities and Exchange’s (SEC) “Concept Release on Residential Mortgage-Backed Securities (RMBS) Disclosures and Enhancements to Asset-Backed Securities Registration” (Concept Release).
Private mortgage insurance is a powerful tool to buy a home that has declined in cost in recent years.
USMI President Seth Appleton authored an opinion piece in HousingWire on how private mortgage insurance (MI) is a powerful tool that helps first-time buyers and working-class families become homeowners years sooner.
USMI welcomes Director Pulte’s announcement allowing the GSEs to use VantageScore 4.0, and its members will be ready to accept loans with VantageScore 4.0 credit scores in accordance with the GSEs’ timelines and guidance
U.S. Mortgage Insurers, the association representing the nation’s leading private mortgage insurance (MI) companies, released its annual volume data for last year that show the industry helped more than 800,000 borrowers secure mortgage financing in 2024.
As Black History Month comes to a close, USMI recognizes the importance of homeownership and highlights key insights from our recent survey about data and trends influencing Black homeownership in America today.
USMI President Seth Appleton authored an opinion piece in the Springfield News-Leader on the greatest challenges that future homebuyers face in his home state using data from USMI’s 2024 National Homeownership Survey.
As an industry designed to enable access to homeownership, especially for first-time, low- and moderate-income (LMI), and minority homebuyers, during Black History Month we want to dive into the data, trends, and policies associated with Black homeownership in America.
An IMF article from December 7 titled, “USMI Leader Calls for Coordination on Housing Policy,” focused on USMI President Seth Appleton’s testimony at a House Financial Services Committee hearing on housing affordability.
Seth Appleton, President of U.S. Mortgage Insurers (USMI), testified on December 6, 2023, before the U.S. House of Representatives Committee on Financial Services, Subcommittee on Housing and Insurance.
USMI today released a new report detailing the important enhancements, undertaken over the past 15 years, that have heightened the ability of private MI to better support the housing finance system and serve as a source of strength in the system through all market cycles.
