June 1, 2023
Letter: Supplemental Comments & Recommendations to GSE Credit Score Industry Engagement Survey

USMI submitted supplemental comments & recommendations to Fannie Mae and Freddie Mac’s Credit Score Industry Engagement Survey.

February 22, 2023
Statement: HUD’s Decision to Reduce Annual Mortgage Insurance Premiums on FHA-Insured Loans

Seth Appleton, President of U.S. Mortgage Insurers (USMI), released the following statement on the U.S. Department of Housing and Urban Development’s (HUD) announcement to reduce the annual mortgage insurance premiums (MIP) on loans backed by the Federal Housing Administration (FHA) by 30 basis points.

November 15, 2022
Statement: FHA’s 2022 Annual Financial Report to Congress

USMI issued the following statement on the Federal Housing Administration’s (FHA) release of its Fiscal Year 2022 Annual Report to Congress on the financial status of the Mutual Mortgage Insurance Fund (MMIF).

October 25, 2022
Statement: FHFA’s Announcements Regarding GSE Pricing, Credit Scores and Appraisal Data

USMI issued the following statement on the Federal Housing Finance Agency’s (FHFA) announcements.

June 1, 2022
Press Release: New Report – For 65 Years, Private Mortgage Insurers Enabled More than 37 Million Families to Access Homeownership Sooner

In 2021, the industry helped nearly 2 million low down payment borrowers secure mortgage financing; Texas, California, Florida, Illinois, and Ohio rank as the top states for mortgage financing with private MI.

May 18, 2022
Blog: Eyes on the FHA

As one arm of the federal government attempts to cool inflation and home price appreciation, another risks making things worse.

May 13, 2022
Blog: Do the math – Buying a home now is possible

With record low housing supply and high inflation contributing to skyrocketing home prices, the barriers to owning a home may seem insurmountable.

April 15, 2022
Blog: Mortgage Insurance Levels the Playing Field

As we kickoff Financial Literacy Month, we want to take a step back and look at the critical role mortgage insurance (MI) plays in leveling the homebuying playing field.

February 25, 2022
Op-Ed: Building the Goal of Increasing Minority Homeownership

As we celebrate Black History Month, it is important to remember why the mortgage and housing finance systems need to focus on Black homeownership. Owning a home helps to increase financial security, enhance family and community stability, and build intergenerational wealth.

February 24, 2022
Blog: Where Housing Legislation Stands in an Election Year

As the country kicks off primary elections in the mere matter of weeks, policymakers and advocacy groups are already sizing up what can and cannot be accomplished before voters go to the polls on November 8 for the 2022 midterm election.

January 24, 2022
Letter: Comments to CFPB on HDMA Rule Assessment

USMI submitted a comment letter to the Consumer Financial Protection Bureau (CFPB) in response to its Request […]

December 8, 2021
Blog: Addressing the Increasing Costs of Homeownership

Buying a home is the largest single investment most Americans will make, but during the last few […]