April 15, 2026
USMI Statement on Benefits Delivered by Trump Administration Tax Policies to First-Time and Working-Class Homebuyers

Seth Appleton, President of U.S. Mortgage Insurers (USMI), today released the following statement in recognition of Tax Day

April 13, 2026
Private MI Saved Americans Hundreds of Billions of Dollars, Helped Them Achieve Homeownership Years Sooner

The Trump administration and policymakers on Capitol Hill are actively working to make homeownership more affordable and attainable – a goal USMI has long championed.

March 30, 2026
Enabling the American Dream: PMI Saved First-Time, Working-Class Homebuyers $258.1 Billion In Down Payments Due at Closing From 2020-2024

Cost of Private MI, the Most Powerful Financial Tool for Low Down Payment Homebuyers, Also Declined 25% in Recent Years As Measured by In-Force Premium Yields

February 27, 2026
Black History Month – Working to Promote More Accessible and Sustainable Homeownership

During Black History Month, USMI recognizes the importance of housing affordability and the historic wealth building opportunity associated with homeownership, including for Black Americans.

February 20, 2026
Letter: Improving Housing Affordability Through Bank Capital Modernization

On February 20, USMI joined a coalition letter to banking regulators in support of efforts to modernize bank capital standards.

February 9, 2026
Letter: Support for Housing for the 21st Century Act

On February 6, 2026, USMI submitted a letter to Speaker Johnson and Leader Jefferies in support of the Housing for the 21st Century Act.

February 3, 2026
Mortgage Insurance: Deductible Once Again Starting Tax Year 2026

Last year, President Trump and Congress reinstated and made permanent the federal tax deduction for mortgage insurance (MI) premiums with the enactment of the One Big Beautiful Bill Act.

December 31, 2025
Statement: FHA’s FY2025 Annual Financial Report to Congress

Seth Appleton, President of USMI, issued the following statement on the release of FHA’s Fiscal Year 2025 Annual Report to Congress on the financial status of the Mutual Mortgage Insurance Fund (MMIF).

December 23, 2025
Statement: FHFA’s 2026 – 2028 Enterprise Housing Goals

Seth Appleton, President of USMI, released the following statement regarding U.S. Federal Housing’s (FHFA) final rule on 2026-2028 Enterprise Housing Goals.

December 19, 2025
Statement: Senate Confirmation of FHA Commissioner, Ginnie Mae President, and FDIC Chairman

Seth Appleton, President of USMI, released the following statement regarding the Senate confirmation of Frank Cassidy as FHA Commissioner, Joseph Gormley as President of the Ginnie Mae, and Travis Hill as Chairman of FDIC by a vote of 53-43:

December 18, 2025
Statement: House Financial Services Committee Approval of Housing Legislation

Seth Appleton, USMI President, released the following statement regarding the markup and bipartisan approval of housing legislation in the House Financial Services Committee yesterday.

December 11, 2025
Newsletter: December 2025

As we head into the holidays, USMI is rounding up recent housing finance news to read by the fireplace on those snowy nights.