October 8, 2020
Letter: Comments on FHFA Strategic Plan: Fiscal Years 2021-2024

U.S. Mortgage Insurers (USMI) represents America’s leading providers of private mortgage insurance (MI) and our members are dedicated to a strong housing finance system backed by private capital that enables access to prudent and sustainable mortgage finance. The MI industry has more than 60 years of expertise in underwriting and actively managing mortgage credit risk…

September 18, 2020
Newsletter: September 2020

As Congress returns from the August recess, regulators closed out the public comment periods for two proposed […]

September 18, 2020
Podcast: President Lindsey Johnson on the Practical Wealth Show

USMI President Lindsey Johnson appeared on the Practical Wealth Show podcast with Curtis May and discussed how […]

September 9, 2020
Press Release: Comment Letter to CFPB For Proposed Rule on the General Qualified Mortgage Definition

WASHINGTON — U.S. Mortgage Insurers (USMI), the association representing the nation’s leading private mortgage insurance (MI) companies, submitted its […]

September 9, 2020
Letter: Comments on General QM Definition

USMI appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau) Notice of Proposed Rulemaking (NPR)2 regarding changes to the General Qualified Mortgage (QM) definition.

September 1, 2020
Press Release: USMI Submits Comments to FHFA on its Re-Proposed Enterprise Regulatory Capital Framework

WASHINGTON — U.S. Mortgage Insurers (USMI), the association representing the nation’s leading private mortgage insurance (MI) companies, submitted its […]

September 1, 2020
Letter: Comments on FHFA’s Proposed Rule on the Enterprise Regulatory Capital Framework

On June 30, 2020, the Federal Housing Finance Agency (FHFA) published a Notice of Proposed Rulemaking (NPR) […]

August 26, 2020
Blog: CFPB Should Increase Safe Harbor Threshold to Mitigate Borrower Impact

One of the main drivers of the 2008 financial crisis was lending to borrowers with inadequate ability […]

August 14, 2020
Newsletter: August 2020

While this summer has posed new and unexpected challenges, policymakers and U.S. Mortgage Insurers (USMI) and our […]

August 10, 2020
Op-Ed: Low Down Payments Backed by Mortgage Insurance More Important Than Ever

By: Lindsey Johnson Today, the place you call home matters more than ever. Unfortunately, many Americans continue […]

August 10, 2020
Letter: GSE Patch Extension

USMI appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau) Notice of Proposed Rulemaking (NPR) regarding the Extension of the Sunset Date for the Temporary GSE Qualified Mortgage (QM) definition.

July 29, 2020
Statement: Bipartisan Senate Confirmation of Dana Wade as FHA Commissioner

WASHINGTON — Lindsey Johnson, President of the U.S. Mortgage Insurers (USMI), today issued the following statement on the U.S. […]