March 19, 2025
Letter: Joint Trade Letter to FHFA on Credit Score Models and Reports Initiative

On March 19, USMI joined the ABA, HPC, ICBA, MBA, and SFA in sending a letter to FHFA Director Bill Pulte to provide collective recommendations on FHFA’s Credit Score Models and Reports Initiative.

January 28, 2025
Letter: USMI Letter for the Record for the Committee on Ways and Means’ January 14th Hearing

USMI submitted a letter for the record for the House Committee on Ways and Means’ January 14, 2025 hearing titled “The Need to Make Permanent the Trump Tax Cuts for Working Families.”

October 15, 2024
Letter: USMI Joins Coalition in Support of Mortgage Insurance Premium Tax Deduction

USMI joined a broad cross-section of housing industry, advocacy, and civil rights organizations in sending letters to the House Committee on Ways and Means Chairman Jason Smith (R-MO) and Ranking Member Richard Neal (D-MA) regarding the tax treatment of mortgage insurance premiums.

July 17, 2024
Letter: Joint Letter to CFPB on Proposed Regulation X

USMI joined ABA, CHLA, HPC, ICBA, MBA, NMSA, and SFC in sending a letter to request an extension of the public comment period for the CFPB’s proposed amendments to Regulation X.

June 7, 2024
Letter: Joint Trade Letter to FHFA on Definition of First-Generation Homebuyers

USMI joined ACH, CHLA, HPC, and ICBA in sending a letter to the FHFA to share observations and recommendations related to the GSEs definition and policies regarding First-Generation Homebuyers.

May 23, 2024
USMI Submits Comment Letter to FHFA on Freddie Mac’s Purchase of Single-Family Closed-End Second Mortgages Proposed Product

USMI submitted a comment letter in response to a notice of proposed new product issued by the FHFA on the proposed “Freddie Mac Single-Family Closed-End Second Mortgages” product.

May 13, 2024
Letter: Joint Trade Letter to FHFA on the Release of Historical Credit Score Data

USMI joined ABA, HPC, ICBA, and MBA in sending a letter to FHFA Director Sandra Thompson regarding the publication of the VantageScore 4.0 historical dataset planned for early in 3Q 2024.

May 2, 2024
Letter: Supplemental Comment Letter to Banking Regulators on Basel III Endgame Proposed Rule

USMI submitted a supplemental comment letter to the Federal Reserve, FDIC, OCC (collectively the Agencies) in response to the Basel III Endgame Proposed Rule (Proposed Rule).

January 17, 2024
Press Release: USMI Submits Comment Letter to Banking Regulators on Basel III Endgame Proposed Rule

U.S. Mortgage Insurers submitted a comment letter in response to a NPR issued by the Federal Reserve, FDIC, and the OCC on the Basel III Endgame proposed rule.

December 20, 2023
Letter: Joint Trade Letter to FHFA on Credit Scoring Model Analysis

USMI joined a coalition of housing finance organizations in sending a letter to Federal Housing Finance Agency (FHFA) Director Sandra Thompson.

November 13, 2023
Letter: Joint Letter to Congress on Avoiding a Government Shutdown

USMI joined a coalition of real estate and housing finance organizations in sending a letter to House and Senate leadership.

October 20, 2023
Letter: Mortgage Insurers Submit Supplemental Comment Letter to SEC’s Proposed Rule 192

On October 20, 2023, the U.S. private mortgage insurance (MI) industry submitted a supplemental comment letter to the Securities and Exchange Commission (SEC) in response to its Proposed Rule concerning “Prohibition Against Conflicts of Interest in Certain Securitizations.”