August 9, 2021
Letter: Major Housing Industry Trades and Homeownership Advocates on Tax Treatment of MI Premiums

USMI joined a coalition of housing finance organizations including the Mortgage Bankers Association, National Association of Home […]

July 26, 2021
Letter: Infrastructure Bipartisan Senate Group on Usage of G-Fees

USMI joined a coalition of other housing finance organizations, including National Association of REALTORS® and National Housing […]

June 21, 2021
Letters to Congress: MI Premium Deductibility Proposal

USMI joined Mortgage Bankers Association, National Association of Home Builders, and National Association of REALTORS® in submitting […]

June 11, 2021
Letter: Comments on Credit Risk Retention Rule

USMI joined with several other housing and finance organizations to submit a comment letter to banking and […]

May 17, 2021
Letter: To The Joint Committee On Taxation To Make MI Tax Deduction Permanent & Eliminate AGI Phase Out

On April 16, USMI sent a letter to the Joint Committee on Taxation in response to the […]

April 6, 2021
Comment Letter: CFPB on QM Compliance Delay and GSE Patch Extension

USMI submitted a comment letter to the Consumer Financial Protection Bureau in response to its Notice of […]

February 26, 2021
Letter: Comments on FHFA RFI on Appraisal-Related Policies

The Honorable Mark A. CalabriaDirector Federal Housing Finance Agency400 7th Street SW Washington, DC 20019 Dear Director […]

January 27, 2021
Letter: To Honorable Marcia Fudge, HUD Secretary Designate

The Honorable Marcia Fudge Secretary DesignateU.S. Department of Housing and Urban Development451 7th Street SWWashington, DC 20410 […]

October 8, 2020
Letter: Comments on FHFA Strategic Plan: Fiscal Years 2021-2024

U.S. Mortgage Insurers (USMI) represents America’s leading providers of private mortgage insurance (MI) and our members are dedicated to a strong housing finance system backed by private capital that enables access to prudent and sustainable mortgage finance. The MI industry has more than 60 years of expertise in underwriting and actively managing mortgage credit risk…

September 9, 2020
Letter: Comments on General QM Definition

USMI appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau) Notice of Proposed Rulemaking (NPR)2 regarding changes to the General Qualified Mortgage (QM) definition.

September 1, 2020
Letter: Comments on FHFA’s Proposed Rule on the Enterprise Regulatory Capital Framework

On June 30, 2020, the Federal Housing Finance Agency (FHFA) published a Notice of Proposed Rulemaking (NPR) […]

August 10, 2020
Letter: GSE Patch Extension

USMI appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau) Notice of Proposed Rulemaking (NPR) regarding the Extension of the Sunset Date for the Temporary GSE Qualified Mortgage (QM) definition.