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Private insurance plays a critical part in home mortgage ecosystem

February 19, 2019

Private mortgage insurance remains the longest serving, time-tested way to help low down-payment borrowers qualify for home financing in the conventional market.

USMI Roundup: New Congress, New Housing Finance Developments

February 19, 2019

As the 116th Congress settles in, there has already been a lot of housing finance activity.

USMI Statement on Senate Banking Committee Chairman’s Outline for Reform of Fannie Mae and Freddie Mac

February 1, 2019

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today issued the following statement on the outline released today by Senate Banking Committee Chairman Mike Crapo (R-ID) on proposed reforms to Fannie Mae and Freddie Mac (the GSEs) and the housing … Continued

Mortgage insurance: Added cost to homebuying or smart way to get in?

January 24, 2019

The homebuying process is exciting, but can also seem fraught with added costs, like a home inspection, title insurance and closing costs. And if you can’t afford a full 20 percent down payment on a conventional home loan, then you … Continued

Private Mortgage Insurance Is Helping First-Time Homebuyers Become Homeowners

November 27, 2018

By Lindsey Johnson   A myth about homeownership that discourages many prospective homeowners is that they need a 20 percent down payment to obtain a home loan. Not true! What many borrowers do not realize is that they can qualify … Continued

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