Newsletter: December 2023

December 1, 2023

As the year draws to a close, there is no shortage of housing finance policy activity. USMI President Seth Appleton recently authored an op-ed in the Dallas Morning News showcasing the important role that private mortgage insurance (MI) plays in low down payment lending, especially for first-time homebuyers. USMI also released a report on how the private MI industry continues to be a source of strength and resiliency in the housing finance system, and issued statements on the final Securities and Exchange Commission’s (SEC) Conflicts of Interest rule, the Federal Housing Administration’s (FHA) annual financial report to Congress, and the Federal Housing Finance Agency’s (FHFA) appraisal dataset announcement. Read about these developments and more below.

USMI Dallas Morning News Op-Ed on the Benefits of Private MI
New Report on Private MI: A Source of Strength & Resiliency in the Housing Finance System
Statement on SEC Final Securities Act Rule 192
Statement on FHA’s 2023 Annual Financial Report to Congress
Statement on FHFA’s Appraisal Dataset Appraisal-Level Public Use File
Congressional Letters on Basel III Endgame and its Potential Impact on Mortgage Lending
Final Rule Modifying the FHFA’s Enterprise Regulatory Capital Framework