Newsletter: April 2023

April 21, 2023

Spring has arrived and with it, what is traditionally the nation’s peak homebuying season. Recently, USMI President Seth Appleton penned an op-ed in HousingWire on how private mortgage insurance (MI) provides stability to the housing finance system amidst a changing economic environment and continues to benefit first-time homebuyers. The government-sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, released their 2023 Equitable Housing Finance Plans. The U.S. private MI industry also submitted a comment letter to the U.S. Securities and Exchange Commission (SEC) in response to the Re-Proposed Rule 192. Read about these topics and more below.

USMI HousingWire Op-Ed on Benefits of Private MI
GSEs Updated Equitable Housing Finance Plans
Private Mortgage Insurers Respond to SEC’s Re-Proposed Rule 192
The Middle Class Mortgage Insurance Premium Act
FHFA’s Enhanced GSEs Payment Deferral Policies
Fannie Mae’s Appraisal Modernization and Selling Guide Update
FHFA’s Additional Updates to Upfront GSE Pricing
What We’re Reading: Urban Institute Report on Housing Policy Coordination
What We’re Reading: The Wall Street Journal on Private MI