January 28, 2025
Letter: USMI Letter for the Record for the Committee on Ways and Means’ January 14th Hearing

USMI submitted a letter for the record for the House Committee on Ways and Means’ January 14, 2025 hearing titled “The Need to Make Permanent the Trump Tax Cuts for Working Families.”

November 15, 2024
Statement: FHA’s 2024 Annual Financial Report to Congress

Seth Appleton, President of U.S. Mortgage Insurers (USMI), issued the following statement on the FHA’s release of its Fiscal Year 2023 Annual Report to Congress on the financial status of the MMIF

May 23, 2024
USMI Submits Comment Letter to FHFA on Freddie Mac’s Purchase of Single-Family Closed-End Second Mortgages Proposed Product

USMI submitted a comment letter in response to a notice of proposed new product issued by the FHFA on the proposed “Freddie Mac Single-Family Closed-End Second Mortgages” product.

March 27, 2023
Letter: Mortgage Insurers Respond to SEC’s Proposed Rule 192

The U.S. private mortgage insurance industry submitted a comment letter to the Securities and Exchange Commission (SEC) in response to Proposed Rule 192.

January 19, 2023
Statement: FHFA’s Announcement of Additional Updates to Upfront GSE Pricing

Statement on Federal Housing Finance Agency’s announcements to further adjust the government-sponsored enterprises’ (GSEs or Enterprises), Fannie Mae and Freddie Mac, upfront fees for certain loan purposes and risk attributes.

November 15, 2022
Statement: FHA’s 2022 Annual Financial Report to Congress

USMI issued the following statement on the Federal Housing Administration’s (FHA) release of its Fiscal Year 2022 Annual Report to Congress on the financial status of the Mutual Mortgage Insurance Fund (MMIF).

May 23, 2022
Press Release: Private Mortgage Insurers Transferred Over $55 Billion in Risk on Nearly $2.8 Trillion of Active Coverage at Year-End 2021

Use of credit risk transfer and enhanced capital requirements transformed the industry from a cyclical business to a more stable, long-term manager of mortgage credit risk.

May 23, 2022
Blog: Interview with National MI President and CEO Adam Pollitzer on MI-CRT

Since 2015, the private mortgage insurance (MI) industry has used MI Credit Risk Transfer (MI-CRT) to reduce volatility in the business and bring more sources of private capital to the housing finance market.

March 31, 2021
Statement: HUD’s Decision to Maintain Current Pricing of FHA Mortgage Insurance Premiums

WASHINGTON—Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), released the following statement on the announcement by U.S. […]

September 6, 2018
Blog: House Financial Services Hearing Examining 10 Years of Fannie Mae and Freddie Mac under Government Conservatorship

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today published the following blog on USMI.org in response […]

December 6, 2017
Testimony: Chairman Patrick Sinks Before Congress on Mortgage Insurance and Sustainable Housing

U.S. Mortgage Insurers (USMI) Chairman and Mortgage Guaranty Insurance Corporation (MGIC) CEO Patrick Sinks today testified on behalf of USMI in front of the House Financial Services Committee’s Subcommittee on Housing and Insurance in a hearing entitled “Sustainable Housing Finance: Private Sector Perspectives on Housing Finance Reform, Part IV.” 

October 25, 2016
Newsletter: October 2016

On October 13, the comment period closed for the Federal Housing Finance Agency (FHFA)’s Single-Family Credit Risk Transfer (CRT) Request for Input (RFI).