May 18, 2022
Blog: Eyes on the FHA

As one arm of the federal government attempts to cool inflation and home price appreciation, another risks making things worse.

February 22, 2022
Article: Home Prices Fuel Push to Revive Mortgage Insurance Tax Break

From Law360’s David van den Berg: “Surging housing prices around the country are fueling a legislative push to revive the mortgage insurance premium deduction that expired at the end of 2021, with two House proposals and one Senate bill pending.”

November 23, 2021
Press Release: Comment Letter on FHFA’s NPR on “Amendments to the Enterprise Regulatory Capital Framework Rule”

WASHINGTON — U.S. Mortgage Insurers (USMI), the association representing the nation’s leading private mortgage insurance (MI) companies, today submitted […]

November 23, 2021
Letter: Comments to FHFA on Amendments to the Enterprise Regulatory Capital Framework Rule

In November 2021, USMI submitted a comment letter to the Federal Housing Finance Agency (FHFA) on its Notice of Proposed Rulemaking (NPR) on “Amendments […]

July 19, 2021
Blog: Washington Focuses on Infrastructure and Equity with an Eye Toward Homeownership

At the midpoint of the first session of the 117th Congress, policymakers are shifting their focus from […]

February 11, 2021
Podcast: President Lindsey Johnson on Natixis Insights

USMI President Lindsey Johnson appeared on the Natixis Insights podcast with Susan Olson to discuss housing finance […]

January 11, 2021
Press Release: Private Mortgage Insurers Support Federal Housing Finance Agency Proposed Rule for GSE New Products and Activities

USMI Applauds the Proposed Enhanced Transparency, Oversight, and Review and Encourages Rule Application to All Current Pilot […]

October 27, 2020
Blog: Capital Alone Is Not Comprehensive Housing Finance Reform: More Administrative Actions are Required & FHFA’s Re-Proposed Capital Framework Should be Modified

Since Fannie Mae and Freddie Mac (the “GSEs”) entered conservatorship in 2008, federal policymakers and industry professionals […]

September 1, 2020
Press Release: USMI Submits Comments to FHFA on its Re-Proposed Enterprise Regulatory Capital Framework

WASHINGTON — U.S. Mortgage Insurers (USMI), the association representing the nation’s leading private mortgage insurance (MI) companies, submitted its […]

September 1, 2020
Letter: Comments on FHFA’s Proposed Rule on the Enterprise Regulatory Capital Framework

On June 30, 2020, the Federal Housing Finance Agency (FHFA) published a Notice of Proposed Rulemaking (NPR) […]

August 26, 2020
Blog: CFPB Should Increase Safe Harbor Threshold to Mitigate Borrower Impact

One of the main drivers of the 2008 financial crisis was lending to borrowers with inadequate ability […]

June 30, 2020
Statement: Updates to Private Mortgage Insurer Eligibility Requirements (PMIers)

WASHINGTON—U.S. Mortgage Insurers (USMI) President Lindsey Johnson today issued the following statement on guidance provided by the […]