November 9, 2023
Press Release: New Report Details the Strength and Resiliency Private MI Provides to Mortgage Finance System and Role in Promoting Affordable and Sustainable Homeownership

USMI today released a new report detailing the important enhancements, undertaken over the past 15 years, that have heightened the ability of private MI to better support the housing finance system and serve as a source of strength in the system through all market cycles.

October 20, 2023
Letter: Mortgage Insurers Submit Supplemental Comment Letter to SEC’s Proposed Rule 192

On October 20, 2023, the U.S. private mortgage insurance (MI) industry submitted a supplemental comment letter to the Securities and Exchange Commission (SEC) in response to its Proposed Rule concerning “Prohibition Against Conflicts of Interest in Certain Securitizations.”

September 11, 2023
Statement: FHFA Announcement Regarding Credit Score Implementation and Timing

USMI President Seth Appleton issued the following statement on the Federal Housing Finance Agency’s (FHFA) announcement of the next phase of the public engagement process for the updated credit score requirements for loans acquired by Fannie Mae and Freddie Mac.

August 15, 2023
Press Release: USMI Submits Comment Letter on GSEs’ Single-Family Mortgage Pricing Framework

U.S. Mortgage Insurers (USMI) submitted a comment letter in response to the FHFA’s RFI on Fannie Mae and Freddie Mac’s Single-Family Mortgage Pricing Framework.

August 15, 2023
Letter: Comments to FHFA on GSEs’ Single-Family Mortgage Pricing Framework

U.S. Mortgage Insurers (USMI) submitted a comment letter in response to the FHFA’s RFI on Fannie Mae and Freddie Mac’s Single-Family Mortgage Pricing Framework.

June 28, 2023
Letter: USMI Submits Comment Letter for FHFA’s NPR on “Fair Lending, Fair Housing, and Equitable Housing Finance Plans”

USMI submitted a letter to the Federal Housing Finance Agency (FHFA) to provide feedback on the agency’s Notice of Proposed Rulemaking (NPR) on “Fair Lending, Fair Housing, and Equitable Housing Finance Plans.”

May 15, 2023
Letter: Joint Trade Letter to FHFA on Proposed Enterprise Regulatory Capital Framework (ERCF)

USMI joined a coalition of housing finance organizations including the American Bankers Association (ABA), Housing Policy Council […]

December 21, 2022
Statement: FHFA’s Final Rule for New GSE Products and Activities

U.S. Mortgage Insurers (USMI) issued the following statement on the Federal Housing Finance Agency’s (FHFA) Final Rule for New Enterprise Products and Activities.

November 15, 2022
Statement: FHA’s 2022 Annual Financial Report to Congress

USMI issued the following statement on the Federal Housing Administration’s (FHA) release of its Fiscal Year 2022 Annual Report to Congress on the financial status of the Mutual Mortgage Insurance Fund (MMIF).

May 18, 2022
Blog: Eyes on the FHA

As one arm of the federal government attempts to cool inflation and home price appreciation, another risks making things worse.

February 22, 2022
Article: Home Prices Fuel Push to Revive Mortgage Insurance Tax Break

From Law360’s David van den Berg: “Surging housing prices around the country are fueling a legislative push to revive the mortgage insurance premium deduction that expired at the end of 2021, with two House proposals and one Senate bill pending.”

November 23, 2021
Press Release: Comment Letter on FHFA’s NPR on “Amendments to the Enterprise Regulatory Capital Framework Rule”

WASHINGTON — U.S. Mortgage Insurers (USMI), the association representing the nation’s leading private mortgage insurance (MI) companies, today submitted […]