As we start 2025 with a new administration, a new Congress, and new state legislative sessions across the country, housing affordability is poised to be a major topic of discussion.
As Black History Month comes to a close, USMI recognizes the importance of homeownership and highlights key insights from our recent survey about data and trends influencing Black homeownership in America today.
U.S. Mortgage Insurers (USMI) today released its 2024 National Homeownership Market Survey that finds nearly 8 in 10 Americans (78%) believe owning a home is very important (which is 6% higher than USMI’s 2021 National Homeownership Market Survey).
USMI joined a broad cross-section of housing industry, advocacy, and civil rights organizations in sending letters to the House Committee on Ways and Means Chairman Jason Smith (R-MO) and Ranking Member Richard Neal (D-MA) regarding the tax treatment of mortgage insurance premiums.
USMI joins the Mortgage Bankers Association and other leading industry stakeholders in the formation of the CONVERGENCE Collaborative – a coordinated effort designed to help address the racial homeownership gap.
USMI welcomes the recent introduction of Senator Tim Scott’s (R-SC) ROAD to Housing Act, S. 5027, and the focus of Congress on solutions to address our nation’s housing affordability challenges.
USMI submitted a comment letter in response to a notice of proposed new product issued by the FHFA on the proposed “Freddie Mac Single-Family Closed-End Second Mortgages” product.
An IMF article from December 7 titled, “USMI Leader Calls for Coordination on Housing Policy,” focused on USMI President Seth Appleton’s testimony at a House Financial Services Committee hearing on housing affordability.
Seth Appleton, President of U.S. Mortgage Insurers (USMI), testified on December 6, 2023, before the U.S. House of Representatives Committee on Financial Services, Subcommittee on Housing and Insurance.
USMI submitted a comment letter to the Federal Housing Finance Agency (FHFA) in regards to the implementation of Section 310 of the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018 (“the Act”).
On March 11, 2022, USMI submitted a comment letter to Federal Housing Finance Agency’s (FHFA) Acting Director Sandra Thompson on the Agency’s draft Strategic Plan for Fiscal Years 2022-2026.
WASHINGTON— Lindsey Johnson, President of the U.S. Mortgage Insurers (USMI), released the following statement on the Federal […]
Policy Priorities
