February 25, 2022
Op-Ed: Building the Goal of Increasing Minority Homeownership

As we celebrate Black History Month, it is important to remember why the mortgage and housing finance systems need to focus on Black homeownership. Owning a home helps to increase financial security, enhance family and community stability, and build intergenerational wealth.

February 22, 2022
Article: Home Prices Fuel Push to Revive Mortgage Insurance Tax Break

From Law360’s David van den Berg: “Surging housing prices around the country are fueling a legislative push to revive the mortgage insurance premium deduction that expired at the end of 2021, with two House proposals and one Senate bill pending.”

January 30, 2021
Op-Ed: We must increase access to affordable mortgages for minority borrowers

By: Lindsey Johnson Homeownership has been on the rise over the past few years even during the […]

August 10, 2020
Op-Ed: Low Down Payments Backed by Mortgage Insurance More Important Than Ever

By: Lindsey Johnson Today, the place you call home matters more than ever. Unfortunately, many Americans continue […]

December 24, 2019
Op-Ed: No, The FHA Should Not Be Pushed to the Brink Again

By: Lindsey Johnson   Some hailed the Department of Housing and Urban Development’s annual report on the Federal Housing […]

June 20, 2019
Article: Data confirms buyers don’t need to wait decades to save up to buy a home

By Brad Shuster June is National Homeownership Month, and this year we celebrate amidst a national conversation […]

February 19, 2019
Op-Ed: Private insurance plays a critical part in home mortgage ecosystem

Private mortgage insurance remains the longest serving, time-tested way to help low down-payment borrowers qualify for home financing in the conventional market.

October 1, 2018
Op-Ed: PMI must play crucial role in housing reform

A version of this piece originally appeared on Scotsman Guide on September 25, 2018 and was written […]

July 24, 2018
Article: More evidence of why trying to save 20 percent on a home down payment isn’t realistic

By Michael Lerner, Washington Post “One of the biggest misconceptions associated with buying a home is that […]

October 20, 2016
Op-Ed: GSEs need greater taxpayer protection upfront

Eight years after taxpayers provided them with $187 billion, Fannie Mae and Freddie Mac, two of the largest backers of mortgages, remain under government control. While these government-sponsored enterprises (GSEs) are healthier today thanks to new safeguards that have improved the stability of the mortgage finance system, the goal is to put the GSEs on a stable footing for the long term.

March 31, 2016
Article: Private Mortgage Insurers Make Their Mark on the Industry

Private mortgage insurance companies, although few in number, play an important role in the housing finance system […]

December 4, 2015
Op-Ed: Congress Has Not Acted, So Here’s a Simpler GSE Plan

(December 4, 2015) The likelihood of meaningful congressional action on reforming our housing finance system is still very low for the foreseeable future.