August 27, 2025
Blog: USMI Members Stand Ready to Implement Director Pulte’s Credit Score Modernization

USMI welcomes Director Pulte’s announcement allowing the GSEs to use VantageScore 4.0, and its members will be ready to accept loans with VantageScore 4.0 credit scores in accordance with the GSEs’ timelines and guidance

August 6, 2025
Press Release: Ohio Ranks 5th in Low Down Payment Homebuyers Using Private Mortgage Insurance in 2024

According to a new report from USMI, private MI helped over 36,000 first-time and working class Ohioans become homebuyers in 2024

August 6, 2025
Press Release: Illinois Ranks 4th in Low Down Payment Homebuyers Using Private Mortgage Insurance in 2024

According to a new report from USMI, private MI helped over 38,000 first-time and working class Illinoisans become homebuyers in 2024

August 6, 2025
Press Release: California Ranks 3rd in Low Down Payment Homebuyers Using Private Mortgage Insurance in 2024

According to a new report from USMI, private MI helped over 43,000 first-time and working class Californians become homebuyers in 2024

August 6, 2025
Press Release: Florida Ranks 2nd in Low Down Payment Homebuyers Using Private Mortgage Insurance in 2024

According to a new report from USMI, private MI helped nearly 50,000 first-time and working class Floridians become homebuyers in 2024

August 6, 2025
Press Release: More Texans Used Private Mortgage Insurance to Become Homeowners in 2024 than Residents of Any Other State

More Texans used private MI to purchase their homes than the residents of any other state in 2024, according to a new report released today from USMI

August 6, 2025
Press Release: New Report: 800,000 Low Down Payment Borrowers Purchased Homes in 2024 with Private Mortgage Insurance

New data shows that private mortgage insurance (MI) helped more than 800,000 low down payment borrowers qualify for home financing in 2024.

August 4, 2025
Statement: Nomination of Frank Cassidy as FHA Commissioner

Seth Appleton, President of USMI, released the following statement regarding the nomination of Frank Cassidy to serve as Federal Housing Administration (FHA) Commissioner

July 23, 2025
Letter: Letter in Support of Jonathan McKernan’s Nomination

USMI sent a letter to Senate Committee on Finance Chairman Mike Crapo (R-ID) and Ranking Member Ron Wyden (D-OR) expressing strong support for the Honorable Jonathan McKernan to serve as the next Under Secretary for Domestic Finance at the U.S. Department of the Treasury.

July 18, 2025
Statement: Recent Credit Score Model Announcement

USMI released the following statement on the FHFA’s recent announcement on credit score models.

July 3, 2025
Press Release: One Big Beautiful Bill Act Restores Mortgage Insurance Premium Tax Deduction, Delivering Tax Relief to Middle Class Homeowners

USMI welcomes the inclusion of a provision to reinstate and make permanent the deductibility of MI premiums in the One Big Beautiful Bill Act that has now passed the House and Senate and is expected to soon be signed into law by President Trump.

June 18, 2025
Blog: Reflecting on the American Dream of Homeownership This National Homeownership Month

June is National Homeownership Month and an opportunity to reflect on the importance of owning a home to American families. Homeownership is central to the American Dream and an aspiration – and inspiration – for millions of families.