Press Release: Mortgage Insurance Reliably Transfers Mortgage Credit Risk

February 3, 2016

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MIs are Strong Counterparties, New Capital Standards Further Enhance Reliability

(February 3, 2016) Policymakers are considering proposals to de-risk the Government Sponsored Enterprises (GSEs) through greater reliance on private capital, such as expanded up-front risk sharing using private Mortgage Insurance (MI). Today, MIs are more resilient and reliable counterparties, dedicated to providing access to housing finance credit in good and bad economic times.  The time is right to move forward to expand front end risk sharing with MI, and USMI members are ready to do more. Click here for USMI’s latest factsheet – Mortgage Insurance Reliably Transfers Mortgage Credit Risk.


U.S. Mortgage Insurers (USMI) is dedicated to a housing finance system backed by private capital that enables access to housing finance for borrowers while protecting taxpayers. Mortgage insurance offers an effective way to make mortgage credit available to more people. USMI is ready to help build the future of homeownership.  Learn more at