USMI Roundup: New Congress, New Housing Finance Developments

February 19, 2019

As the 116th Congress settles in, there has already been a lot of housing finance activity.

USMI Statement on Senate Banking Committee Chairman’s Outline for Reform of Fannie Mae and Freddie Mac

February 1, 2019

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today issued the following statement on the outline released today by Senate Banking Committee Chairman Mike Crapo (R-ID) on proposed reforms to Fannie Mae and Freddie Mac (the GSEs) and the housing … Continued

Mortgage insurance: Added cost to homebuying or smart way to get in?

January 24, 2019

The homebuying process is exciting, but can also seem fraught with added costs, like a home inspection, title insurance and closing costs. And if you can’t afford a full 20 percent down payment on a conventional home loan, then you … Continued

Private Mortgage Insurance Is Helping First-Time Homebuyers Become Homeowners

November 27, 2018

By Lindsey Johnson   A myth about homeownership that discourages many prospective homeowners is that they need a 20 percent down payment to obtain a home loan. Not true! What many borrowers do not realize is that they can qualify … Continued

Areas of Alignment for Administrative Reform

October 23, 2018

September marked the 10th anniversary of the GSEs being placed into conservatorship and there is growing recognition that Congress may not be able to tackle the complex issue of housing reform until 2019 or perhaps even later. But not all … Continued

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