2021: Democrats Driving the Agenda

February 5, 2021

By Brendan Kihn, Government Relations Director of U.S. Mortgage Insurers (USMI) With the New Year came both a new Administration and a new Senate majority. Having held the House, winning back the White House, and securing the January elections in … Continued

Capital Alone Is Not Comprehensive Housing Finance Reform: More Administrative Actions are Required & FHFA’s Re-Proposed Capital Framework Should be Modified

October 27, 2020

Since Fannie Mae and Freddie Mac (the “GSEs”) entered conservatorship in 2008, federal policymakers and industry professionals have debated their future role in the housing finance system, as well as what reforms are appropriate and necessary to put the GSEs … Continued

CFPB Should Increase Safe Harbor Threshold to Mitigate Borrower Impact

August 26, 2020

One of the main drivers of the 2008 financial crisis was lending to borrowers with inadequate ability to repay their mortgage loans. In response, Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act, which created the Consumer Financial … Continued


December 23, 2019

USMI President Lindsey Johnson appeared on the Natixis Insights podcast with Susan Olson to discuss GSE Reform. Listen now.

Private Mortgage Insurers Transfer Nearly $34 Billion in Risk on Nearly $1.3 Trillion of Insurance-in-Force from 2015-2019

November 4, 2019

USMI releases details on the developments and growth of private mortgage insurance credit risk transfer WASHINGTON — U.S. Mortgage Insurers (USMI) today announced that private mortgage insurance (MI) companies transferred nearly $34 billion in risk on nearly $1.3 trillion of … Continued

© Copyright 2021 U.S. Mortgage Insurers