Member Spotlight: Q&A with Derek Brummer of Radian

February 24, 2021

USMI has launched a new series that will spotlight one of our members every couple of months. For more than 60 years, private mortgage insurers have enabled more than 33 million low- to moderate-income Americans to attain affordable and sustainable … Continued

Celebrating Black History Month: Q&A with Phyllis Caldwell, former Treasury official

February 19, 2021

As we celebrate Black History Month, USMI reached out to prominent leaders in the housing finance and mortgage industries to discuss their work and perspectives on the goal of increasing Black homeownership in America. While homeownership has risen over the … Continued

2021: Democrats Driving the Agenda

February 5, 2021

By Brendan Kihn, Government Relations Director of U.S. Mortgage Insurers (USMI) With the New Year came both a new Administration and a new Senate majority. Having held the House, winning back the White House, and securing the January elections in … Continued

Capital Alone Is Not Comprehensive Housing Finance Reform: More Administrative Actions are Required & FHFA’s Re-Proposed Capital Framework Should be Modified

October 27, 2020

Since Fannie Mae and Freddie Mac (the “GSEs”) entered conservatorship in 2008, federal policymakers and industry professionals have debated their future role in the housing finance system, as well as what reforms are appropriate and necessary to put the GSEs … Continued

CFPB Should Increase Safe Harbor Threshold to Mitigate Borrower Impact

August 26, 2020

One of the main drivers of the 2008 financial crisis was lending to borrowers with inadequate ability to repay their mortgage loans. In response, Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act, which created the Consumer Financial … Continued

© Copyright 2021 U.S. Mortgage Insurers