Blog

A smarter way to buy a home

May 30, 2017

Are you considering buying a home? With mortgage rates on the slow and steady incline, there may be no better time for a home purchase than now.

USMI Highlights 60th Anniversary of Private MI and Ongoing Reforms in Housing Finance Market

April 28, 2017

USMI’s Lindsey Johnson interviews USMI Board Chairman Patrick Sinks on the 60th anniversary of the private mortgage insurance (MI) industry. Additionally, a recent congressional bill aimed at promoting greater transparency at Fannie Mae and Freddie Mac (the GSEs) was passed by the House of Representatives, President Trump announced his nomination for Deputy Secretary of the Department of Housing and Urban Development (HUD), and the Mortgage Bankers Association (MBA) released a new report on reform recommendations for the GSEs and housing finance system.

Private Mortgage Insurance at 60 Years: USMI’s Lindsey Johnson interviews USMI Board Chairman Pat Sinks

April 27, 2017

The private MI industry is in the midst of a once in a generation opportunity to positively reform the country’s housing finance system. To do it right, there must be a comprehensive approach to evaluate what the proper role is for the GSEs, FHA, and private capital.

A Focus on U.S. Housing Finance Policy & Low Down Payment Lending

March 17, 2017

In a recent blog post by Patrick Sinks, the President and CEO of MGIC and Chairman of USMI, he argues that the federal government must balance important protections provided by new lending standards with reasonable consumer access to credit.

Balancing Important Protections Provided by Improved Underwriting Standards with Reasonable Consumer Access to Credit

March 15, 2017

Since the 2008 financial crisis, certain safeguards were put in place that resulted in more stringent underwriting standards for lenders and borrowers. As a mortgage insurer, lenders are my customers.

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