Private Mortgage Insurance:

Expanding access to homeownership for millions while protecting America’s taxpayers.

The #1 way to qualify for a mortgage without a 20% down payment.

USMI is ready to help build the future of homeownership

U.S. Mortgage Insurers (USMI®) is dedicated to a housing finance system, backed by private capital that enables access to housing finance for borrowers while protecting taxpayers. Mortgage insurance (MI) offers an effective way to make mortgage credit available to more people.

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Nearly 39 Million

Number of homeowners MI helped purchase or refinance a mortgage since 1957.

Latest News:

November 15, 2024

Statement: FHA’s 2024 Annual Financial Report to Congress

Seth Appleton, President of U.S. Mortgage Insurers (USMI), issued the following statement on the FHA’s release of its Fiscal Year 2023 Annual Report to Congress on the financial status of the MMIF

October 24, 2024

Press Release: USMI’s 2024 Homeownership Market Survey

U.S. Mortgage Insurers (USMI) today released its 2024 National Homeownership Market Survey that finds nearly 8 in 10 Americans (78%) believe owning a home is very important (which is 6% higher than USMI’s 2021 National Homeownership Market Survey).

October 15, 2024

Letter: USMI Joins Coalition in Support of Mortgage Insurance Premium Tax Deduction

USMI joined a broad cross-section of housing industry, advocacy, and civil rights organizations in sending letters to the House Committee on Ways and Means Chairman Jason Smith (R-MO) and Ranking Member Richard Neal (D-MA) regarding the tax treatment of mortgage insurance premiums.

Private Mortgage Insurance:

Expanding access to homeownership for millions while protecting America’s taxpayers.

The #1 way to qualify for a mortgage without a 20% down payment.

USMI is ready to help build the future of homeownership

Latest News:

Policy Priorities

Tax Deductibility

Taxpayer Protection

Advocacy

Access & Affordability

Housing Finance Reform