MI in Your State

How does private mortgage insurance (MI) help you get into a home sooner? USMI’s annual report breaks down low down payment mortgage lending with MI in all 50 states and the District of Columbia. The report provides an analysis of how long it would take you to save for 20 percent down payment compared to a 5 percent down payment. Click below to read the 2019 report now.


The fact sheets below provide detailed information on who is borrowing in your state, the number of years it would take for these borrowers to save for a 20 percent versus a 5 percent down payment, and how MI has made it possible for many borrowers to get into homes sooner with prudent low down payment mortgages. 

For over 60 years, MI has helped more than 30 million creditworthy borrowers across the country to access affordable low down payment home financing while protecting lenders and taxpayers. Click on a state below to learn more.

These two-page fact sheets are in PDF format. The size of each file is approximately 390 KB.

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