Comment Letters

PRIVATE MORTGAGE INSURERS SUPPORT FEDERAL HOUSING FINANCE AGENCY PROPOSED RULE FOR GSE NEW PRODUCTS AND ACTIVITIES

January 11, 2021

USMI Applauds the Proposed Enhanced Transparency, Oversight, and Review and Encourages Rule Application to All Current Pilot Programs WASHINGTON — U.S. Mortgage Insurers (USMI), the association representing the nation’s leading private mortgage insurance (MI) companies, submitted its comment letter to the Federal … Continued

USMI Comment Letter on FHFA Strategic Plan: Fiscal Years 2021-2024

October 8, 2020

October 5, 2020 Dr. Mark A. CalabriaDirectorFederal Housing Finance AgencyConstitution Center400 7th Street SWWashington, DC 20219 Dear Director Calabria: U.S. Mortgage Insurers (USMI) represents America’s leading providers of private mortgage insurance (MI) and our members are dedicated to a strong … Continued

USMI Comment Letter on General QM Definition

September 9, 2020

September 8, 2020 The Honorable Kathleen KraningerDirectorConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20052 Re: Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition, Docket No. CFPB 2020-0020 Dear Director Kraninger: U.S. Mortgage … Continued

USMI Comment Letter on FHFA’s Proposed Rule on the Enterprise Regulatory Capital Framework

September 1, 2020

On June 30, 2020, the Federal Housing Finance Agency (FHFA) published a Notice of Proposed Rulemaking (NPR) on the Enterprise Regulatory Capital Framework (ERCF).  On August 31, USMI submitted comments to the NPR, emphasizing the importance of constructing a balanced, … Continued

USMI Submits Letter on GSE Patch Extension

August 10, 2020

August 10, 2020 The Honorable Kathleen KraningerDirectorConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20052 Re: Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Extension of Sunset Date, Docket No. CFPB-2020-0021 Dear Director Kraninger: U.S. Mortgage Insurers … Continued

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