Comment Letters

USMI Comment Letter on General QM Definition

September 9, 2020

September 8, 2020 The Honorable Kathleen KraningerDirectorConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20052 Re: Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition, Docket No. CFPB 2020-0020 Dear Director Kraninger: U.S. Mortgage … Continued

USMI Comment Letter on FHFA’s Proposed Rule on the Enterprise Regulatory Capital Framework

September 1, 2020

On June 30, 2020, the Federal Housing Finance Agency (FHFA) published a Notice of Proposed Rulemaking (NPR) on the Enterprise Regulatory Capital Framework (ERCF).  On August 31, USMI submitted comments to the NPR, emphasizing the importance of constructing a balanced, … Continued

USMI Submits Letter on GSE Patch Extension

August 10, 2020

August 10, 2020 The Honorable Kathleen KraningerDirectorConsumer Financial Protection Bureau1700 G Street NWWashington, DC 20052 Re: Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Extension of Sunset Date, Docket No. CFPB-2020-0021 Dear Director Kraninger: U.S. Mortgage Insurers … Continued

Nine Organizations Send Joint Letter to CFPB in response to its Rulemaking on QM Definition

January 21, 2020

January 21, 2020 The Honorable Kathleen L. Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Dear Director Kraninger: The undersigned organizations are writing in response to the Consumer Financial Protection Bureau’s (Bureau) rulemaking regarding the … Continued

USMI Submits Comments to CFPB’s Advance Notice of Proposed Rulemaking on the Qualified Mortgage Definition

September 18, 2019

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today released the following statement on the organization’s comment letter submitted in response to the Consumer Financial Protection Bureau’s (“the Bureau”) Advance Notice of Proposed Rulemaking on the “Qualified Mortgage … Continued

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