Articles & Op-eds

Take a Second Look at Your Homebuying Options

October 1, 2018

Buying a home is an exciting process, but for many people it can also seem out of reach. While many renters would like to buy, there are several factors that may lead potential homebuyers to believe they may not be … Continued

A smarter way to buy a home

May 30, 2017

Are you considering buying a home? With mortgage rates on the slow and steady incline, there may be no better time for a home purchase than now.

Private Mortgage Insurance at 60 Years: USMI’s Lindsey Johnson interviews USMI Board Chairman Pat Sinks

April 27, 2017

The private MI industry is in the midst of a once in a generation opportunity to positively reform the country’s housing finance system. To do it right, there must be a comprehensive approach to evaluate what the proper role is for the GSEs, FHA, and private capital.

Balancing Important Protections Provided by Improved Underwriting Standards with Reasonable Consumer Access to Credit

March 15, 2017

Since the 2008 financial crisis, certain safeguards were put in place that resulted in more stringent underwriting standards for lenders and borrowers. As a mortgage insurer, lenders are my customers.

The Lowdown on Low Down Payment Mortgages

March 15, 2017

You would like to buy, but you can’t manage that 20 percent down payment. Does this sound familiar?

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