January 26, 2024
Article: USMI Calls for Changes to Proposed Bank Capital Rule

An Inside Mortgage Finance article from January 26 titled, “USMI Calls for Changes to Proposed Bank Capital Rule,” highlighted USMI’s comment letter on the Basel III Endgame proposed rule.

December 8, 2023
Article: Stronger Boundaries Needed For FHA/GSEs, USMI Says

An IMF article from December 7 titled, “USMI Leader Calls for Coordination on Housing Policy,” focused on USMI President Seth Appleton’s testimony at a House Financial Services Committee hearing on housing affordability.

November 8, 2023
Article: Dipping mortgage rates, creative financing options gives glimmer of hope for aspiring home buyers

A WPDE ABC15 News article and broadcast piece by Michael Owen featuring USMI President Seth Appleton reports on financing options for those seeking to access homeownership in South Carolina, amidst a high rate mortgage market.

October 24, 2023
Op-Ed: You can still buy a house with a low down payment

USMI President Seth Appleton authored an opinion article in the Dallas Morning News on the competitive housing market in Dallas, Texas and the role private mortgage insurance (MI) plays for first-time homeowners saving for down payments.

April 14, 2023
Op-Ed: PMI is good for first-time buyers and housing finance system

Homeownership remains at the core of the American Dream. After all, it improves financial security, enhances family and community stability, and builds intergenerational wealth. The Federal Reserve’s 2019 Survey of Consumer Finances found that the median net worth of a homeowner is approximately $255,000 — more than 40 times that of a renter.

February 25, 2022
Op-Ed: Building the Goal of Increasing Minority Homeownership

As we celebrate Black History Month, it is important to remember why the mortgage and housing finance systems need to focus on Black homeownership. Owning a home helps to increase financial security, enhance family and community stability, and build intergenerational wealth.

February 22, 2022
Article: Home Prices Fuel Push to Revive Mortgage Insurance Tax Break

From Law360’s David van den Berg: “Surging housing prices around the country are fueling a legislative push to revive the mortgage insurance premium deduction that expired at the end of 2021, with two House proposals and one Senate bill pending.”

January 30, 2021
Op-Ed: We must increase access to affordable mortgages for minority borrowers

By: Lindsey Johnson Homeownership has been on the rise over the past few years even during the […]

August 10, 2020
Op-Ed: Low Down Payments Backed by Mortgage Insurance More Important Than Ever

By: Lindsey Johnson Today, the place you call home matters more than ever. Unfortunately, many Americans continue […]

December 24, 2019
Op-Ed: No, The FHA Should Not Be Pushed to the Brink Again

By: Lindsey Johnson   Some hailed the Department of Housing and Urban Development’s annual report on the Federal Housing […]

June 20, 2019
Article: Data confirms buyers don’t need to wait decades to save up to buy a home

By Brad Shuster June is National Homeownership Month, and this year we celebrate amidst a national conversation […]

February 19, 2019
Op-Ed: Private insurance plays a critical part in home mortgage ecosystem

Private mortgage insurance remains the longest serving, time-tested way to help low down-payment borrowers qualify for home financing in the conventional market.