USMI In The News

Private Mortgage Insurers Make Their Mark on the Industry

March 31, 2016

Private mortgage insurance companies, although few in number, play an important role in the housing finance system by creating sustainable homeownership for borrowers and taking on GSE credit risk. Lindsey Johnson, President and Executive Director of U.S. Mortgage Insurers (USMI) … Continued

Recap: Polling Finds Majority Supports Using Private Capital to Reliably Reduce GSE Taxpayer Risks

February 16, 2016

(February 16, 2016) Last week saw more activity demonstrating the value of private Mortgage Insurance as a reliable way to enhance access to mortgage credit for consumers and protect taxpayers against housing losses, particularly through greater front end risk sharing by the GSEs

Recap: Making Housing Finance System More Sustainable and Reducing Taxpayer Exposure Through Increased Front End Risk Sharing

December 7, 2015

Last week, we saw several indications that momentum is growing to make the housing finance system more sustainable and reduce taxpayer exposure by further de-risking the Government Sponsored Enterprises (GSEs) Fannie Mae and Freddie Mac with increased front end risk sharing, in particular, by expanding private Mortgage Insurance (MI) coverage.

American Baker: Congress Has Not Acted, So Here’s a Simpler GSE Plan

December 4, 2015

(December 4, 2015) The likelihood of meaningful congressional action on reforming our housing finance system is still very low for the foreseeable future.

DS News: Risk Sharing Transactions: Front End vs. Back End

December 2, 2015

USMI president Lindsey Johnson recently sat down for a Q&A discussion on risk sharing with DS News. Below is a portion of her discussion. Lindsey Johnson currently serves as U.S. Mortgage Insurers (USMI) President and Executive Director. Johnson previously served as a … Continued

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