Articles & Op-eds

“NO, THE FHA SHOULD NOT BE PUSHED TO THE BRINK AGAIN” BY USMI PRESIDENT LINDSEY JOHNSON

December 24, 2019

Some hailed the Department of Housing and Urban Development’s annual report on the Federal Housing Administration’s financial status as evidence that the government mortgage insurance program should lower its fees. And they said that FHA should consider expanding its footprint in the … Continued

Mortgage Insurance: A faster way into your first home

November 20, 2019

For many Americans, the biggest hurdle in buying a home is the down payment. According to a recent report, 49% of non-homeowners stated that not having enough money for a down payment and closing costs was a major obstacle to purchasing … Continued

Buy a Home Without Breaking the Bank

July 16, 2019

Buying a home is one of life’s biggest financial milestones, but people often think it’s out of reach because of the costs involved, including the myth that you have to put 20% down. The fact is, you don’t necessarily need … Continued

Data confirms buyers don’t need to wait decades to save up to buy a home

June 20, 2019

By Brad Shuster June is National Homeownership Month, and this year we celebrate amidst a national conversation about how best to reform the U.S. housing finance system to sustain and grow homeownership in a safe and affordable way. This should … Continued

Private insurance plays a critical part in home mortgage ecosystem

February 19, 2019

Private mortgage insurance remains the longest serving, time-tested way to help low down-payment borrowers qualify for home financing in the conventional market.

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