Articles & Op-eds

Private insurance plays a critical part in home mortgage ecosystem

February 19, 2019

Private mortgage insurance remains the longest serving, time-tested way to help low down-payment borrowers qualify for home financing in the conventional market.

Mortgage insurance: Added cost to homebuying or smart way to get in?

January 24, 2019

The homebuying process is exciting, but can also seem fraught with added costs, like a home inspection, title insurance and closing costs. And if you can’t afford a full 20 percent down payment on a conventional home loan, then you … Continued

Take a Second Look at Your Homebuying Options

October 1, 2018

Buying a home is an exciting process, but for many people it can also seem out of reach. While many renters would like to buy, there are several factors that may lead potential homebuyers to believe they may not be … Continued

A smarter way to buy a home

May 30, 2017

Are you considering buying a home? With mortgage rates on the slow and steady incline, there may be no better time for a home purchase than now.

Private Mortgage Insurance at 60 Years: USMI’s Lindsey Johnson interviews USMI Board Chairman Pat Sinks

April 27, 2017

The private MI industry is in the midst of a once in a generation opportunity to positively reform the country’s housing finance system. To do it right, there must be a comprehensive approach to evaluate what the proper role is for the GSEs, FHA, and private capital.

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