News & Events

Private Mortgage Insurance Plays a Critical Role Housing Finance Reform

March 25, 2019

By Lindsey D. Johnson   The year 2019 is already shaping up to be significant for the debate on the future of the housing finance system. With the Administration’s pick for Federal Housing Finance Agency (FHFA) Director Mark Calabria likely … Continued

Testimony of Lindsey D. Johnson before The United States House Committee on Financial Services

March 21, 2019

USMI’s Thoughts and Recommendations on the Bipartisan Housing Finance Reform Act of 2018 – December 21, 2018  

Want to Buy a Home? Do the Math

March 11, 2019

It is a common misconception that a 20 percent down payment is required to buy a home. Advice to wait and save a large down payment is often based on the theory that the cost of mortgage insurance (MI), which … Continued

USMI Applauds the U.S. Senate Banking Committee’s Approval of Mark Calabria as the New Director of Federal Housing Finance Agency—Urges Quick Senate Floor Consideration

February 26, 2019

Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today issued the following statement on the U.S. Senate Banking Committee’s confirmation of Dr. Mark Calabria as the Federal Housing Finance Agency (FHFA) Director.

Private insurance plays a critical part in home mortgage ecosystem

February 19, 2019

Private mortgage insurance remains the longest serving, time-tested way to help low down-payment borrowers qualify for home financing in the conventional market.

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