News & Events

USMI Roundup: New Developments in Housing Finance

August 2, 2019

As the August recess begins, there have been several notable developments in housing finance. Last Thursday, the Consumer Financial Protection Bureau (CFPB) released its Advanced Notice of Proposed Rulemaking on the “Qualified Mortgage (QM) Definition under the Truth in Lending … Continued

USMI Reponse to Moody’s RFC

July 29, 2019

July 29, 2019 Luisa De Gaetano Polverosi Associate Managing Director Moody’s Investor Service 7 World Trade Center 250 Greenwich Street New York, NY 10007 Dear Ms. De Gaetano Polverosi: U.S. Mortgage Insurers (USMI) welcomes the opportunity to provide comments on … Continued

MI Industry’s Observations & Recommendations for Replacing CFPB’s QM Patch

July 26, 2019

The Consumer Financial Protection Bureau (CFPB) just released an Advanced Notice of Proposed Rulemaking on the “Qualified Mortgage Definition under the Truth in Lending Act.” The CFPB is considering whether to revise the Qualified Mortgage (QM) definition in light of … Continued

Buy a Home Without Breaking the Bank

July 16, 2019

Buying a home is one of life’s biggest financial milestones, but people often think it’s out of reach because of the costs involved, including the myth that you have to put 20% down. The fact is, you don’t necessarily need … Continued

USMI Statement on President Trump’s Executive Order on Housing Affordability

June 27, 2019

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today issued the following statement on President Trump’s Executive Order on Establishing a White House Council on Eliminating Regulatory Barriers to Affordable Housing: “We welcome the Trump Administration’s executive order … Continued

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