News & Events

Private Mortgage Insurance at 60 Years: USMI’s Lindsey Johnson interviews USMI Board Chairman Pat Sinks

April 27, 2017

The private MI industry is in the midst of a once in a generation opportunity to positively reform the country’s housing finance system. To do it right, there must be a comprehensive approach to evaluate what the proper role is for the GSEs, FHA, and private capital.

USMI Statement on Mortgage Bankers Association Report on Reform Recommendations for the GSEs and the Housing Finance System

April 20, 2017

Lindsey Johnson, President and Executive Director of the U.S. Mortgage Insurers (USMI), today issued the following statement on the Mortgage Bankers Association report on reform recommendations for Fannie Mae and Freddie Mac (the GSEs) and the housing finance system.

Balancing Important Protections Provided by Improved Underwriting Standards with Reasonable Consumer Access to Credit

March 15, 2017

Since the 2008 financial crisis, certain safeguards were put in place that resulted in more stringent underwriting standards for lenders and borrowers. As a mortgage insurer, lenders are my customers.

The Lowdown on Low Down Payment Mortgages

March 15, 2017

You would like to buy, but you can’t manage that 20 percent down payment. Does this sound familiar?

USMI Statement on Senate Confirmation of Ben Carson as HUD Secretary

March 2, 2017

“USMI congratulates Secretary Carson on his Senate confirmation to lead the U.S. Department of Housing and Urban Development, a critical federal agency that is a component of the nearly $30 trillion U.S. housing market. We look forward to collaborating with Secretary Carson and HUD on a comprehensive and coordinated housing policy to promote a stronger and more equitable mortgage finance system that serves American taxpayers, homebuyers and lenders.

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