News & Events

Opinion: PMI must play crucial role in housing reform

October 1, 2018

A version of this piece originally appeared on Scotsman Guide on September 25, 2018 and was written by USMI Chairman Bradley Shuster.  Government-backed conventional mortgages totaled approximately $5.3 trillion as of summer 2018. As every follower of the mortgage finance … Continued

USMI Statement on FHFA’s Updates to Private Mortgage Insurers’ Eligibility Requirements (PMIERs)

October 1, 2018

WASHINGTON — U.S. Mortgage Insurers (USMI) President Lindsey Johnson issued the following statement on the Federal Housing Finance Agency’s (FHFA) newly released changes to its Private Mortgage Insurer Eligibility Requirements (PMIERS). PMIERS are a set of requirements implemented in 2015 … Continued

USMI Blog on House Financial Services Hearing Examining 10 Years of Fannie Mae and Freddie Mac under Government Conservatorship

September 6, 2018

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today published the following blog on in response to today’s U.S. House Financial Services Committee hearing entitled “A Failure to Act: How a Decade Without GSE Reform Has Once Again Put … Continued

USMI Roundup: Developments in Housing Finance

August 7, 2018

It’s been an action-packed summer for housing finance.

More evidence of why trying to save 20 percent on a home down payment isn’t realistic

July 24, 2018

By Michael Lerner, Washington Post July 12, 2018   “One of the biggest misconceptions associated with buying a home is that you need a down payment of 20 percent of the home price. The median down payment for buyers under … Continued

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