Blog

Mortgage insurance: Added cost to homebuying or smart way to get in?

January 24, 2019

The homebuying process is exciting, but can also seem fraught with added costs, like a home inspection, title insurance and closing costs. And if you can’t afford a full 20 percent down payment on a conventional home loan, then you … Continued

Private Mortgage Insurance Is Helping First-Time Homebuyers Become Homeowners

November 27, 2018

By Lindsey Johnson   A myth about homeownership that discourages many prospective homeowners is that they need a 20 percent down payment to obtain a home loan. Not true! What many borrowers do not realize is that they can qualify … Continued

Areas of Alignment for Administrative Reform

October 23, 2018

September marked the 10th anniversary of the GSEs being placed into conservatorship and there is growing recognition that Congress may not be able to tackle the complex issue of housing reform until 2019 or perhaps even later. But not all … Continued

USMI Blog on House Financial Services Hearing Examining 10 Years of Fannie Mae and Freddie Mac under Government Conservatorship

September 6, 2018

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today published the following blog on USMI.org in response to today’s U.S. House Financial Services Committee hearing entitled “A Failure to Act: How a Decade Without GSE Reform Has Once Again Put … Continued

USMI Roundup: Developments in Housing Finance

August 7, 2018

It’s been an action-packed summer for housing finance.

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