Private Mortgage Insurance Plays a Critical Role Housing Finance Reform

March 25, 2019

By Lindsey D. Johnson   The year 2019 is already shaping up to be significant for the debate on the future of the housing finance system. With the Administration’s pick for Federal Housing Finance Agency (FHFA) Director Mark Calabria likely … Continued

Want to Buy a Home? Do the Math

March 11, 2019

It is a common misconception that a 20 percent down payment is required to buy a home. Advice to wait and save a large down payment is often based on the theory that the cost of mortgage insurance (MI), which … Continued

Private insurance plays a critical part in home mortgage ecosystem

February 19, 2019

Private mortgage insurance remains the longest serving, time-tested way to help low down-payment borrowers qualify for home financing in the conventional market.

USMI Roundup: New Congress, New Housing Finance Developments

February 19, 2019

As the 116th Congress settles in, there has already been a lot of housing finance activity.

USMI Statement on Senate Banking Committee Chairman’s Outline for Reform of Fannie Mae and Freddie Mac

February 1, 2019

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today issued the following statement on the outline released today by Senate Banking Committee Chairman Mike Crapo (R-ID) on proposed reforms to Fannie Mae and Freddie Mac (the GSEs) and the housing … Continued

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