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April 2019 Coalition Letter in Support of the Nomination of Mark Calabria

April 1, 2019

The Honorable Mitch McConnellMajority LeaderUnited States SenateS-230, U.S. CapitolWashington, DC, 20510 The Honorable Chuck Schumer Minority LeaderUnited States Senate S-221, U.S. CapitolWashington, DC 20510 Dear Majority Leader McConnell and Leader Schumer: The undersigned organizations, representing a wide range of perspectives … Continued

Testimony of Lindsey D. Johnson before the United States Senate Committee on Banking, Housing, and Urban Affairs

March 27, 2019

USMI’s Thoughts and Recommendations on Chairman Crapo’s Outline for Housing Finance Reform – March 27, 2019

Private Mortgage Insurance Plays a Critical Role Housing Finance Reform

March 25, 2019

By Lindsey D. Johnson   The year 2019 is already shaping up to be significant for the debate on the future of the housing finance system. With the Administration’s pick for Federal Housing Finance Agency (FHFA) Director Mark Calabria likely … Continued

Want to Buy a Home? Do the Math

March 11, 2019

It is a common misconception that a 20 percent down payment is required to buy a home. Advice to wait and save a large down payment is often based on the theory that the cost of mortgage insurance (MI), which … Continued

Private insurance plays a critical part in home mortgage ecosystem

February 19, 2019

Private mortgage insurance remains the longest serving, time-tested way to help low down-payment borrowers qualify for home financing in the conventional market.

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