U.S. Mortgage Insurers (USMI®) is dedicated to a housing finance system backed by private capital that enables access to housing finance for borrowers while protecting taxpayers. Mortgage insurance offers an effective way to make mortgage credit available to more people. USMI is ready to help build the future of homeownership.
As policymakers focus on the need to create a strong, stable housing finance system, today’s mortgage insurance (MI) industry is well positioned to ensure access to home ownership while protecting taxpayers. MI enables broader access to homeownership, including for first time homebuyers, by protecting against credit losses.
USMI members are focused on ensuring that creditworthy borrowers continue to have access to affordable and sustainable mortgages within a well-functioning U.S. housing finance system.
Five of the six active U.S. mortgage insurance companies – Essent, Genworth, MGIC, National MI, and Radian – are the founding members of USMI. The organization is open to all active U.S. MI companies.
Lindsey Johnson, President of USMI
Brendan Kihn, Government Relations Manager of USMI
Mark Casale, Chairman, President, and CEO of Essent
Rohit Gupta, President and CEO, Genworth MI
Bradley Shuster, Chairman of the Board and Chief Executive Officer for NMI Holdings, Inc. (Vice Chair)
Patrick Sinks, Chief Executive Officer of MGIC (Chair)
Richard Thornberry, CEO of Radian Group