USMI has launched a new series that will spotlight one of our members every couple of months. For more than 60 years, private mortgage insurers have enabled more than 33 million low- to moderate-income Americans to attain affordable and sustainable … Continued
As we celebrate Black History Month, USMI reached out to prominent leaders in the housing finance and mortgage industries to discuss their work and perspectives on the goal of increasing Black homeownership in America. While homeownership has risen over the … Continued
By Brendan Kihn, Government Relations Director of U.S. Mortgage Insurers (USMI) With the New Year came both a new Administration and a new Senate majority. Having held the House, winning back the White House, and securing the January elections in … Continued
Since Fannie Mae and Freddie Mac (the “GSEs”) entered conservatorship in 2008, federal policymakers and industry professionals have debated their future role in the housing finance system, as well as what reforms are appropriate and necessary to put the GSEs … Continued
One of the main drivers of the 2008 financial crisis was lending to borrowers with inadequate ability to repay their mortgage loans. In response, Congress enacted the Dodd-Frank Wall Street Reform and Consumer Protection Act, which created the Consumer Financial … Continued
