Comment Letters

USMI Reponse to Moody’s RFC

July 29, 2019

July 29, 2019 Luisa De Gaetano Polverosi Associate Managing Director Moody’s Investor Service 7 World Trade Center 250 Greenwich Street New York, NY 10007 Dear Ms. De Gaetano Polverosi: U.S. Mortgage Insurers (USMI) welcomes the opportunity to provide comments on … Continued

FHFA’s Proposed Rule on Enterprise Capital Requirements

June 21, 2019

A Comment Letter from U.S. Mortgage Insurers Alfred M. Pollard General Counsel Federal Housing Finance Agency Eighth Floor 400 Seventh Street, SW Washington, D.C. 20219 RE: Comments/RIN 2590-AA95 Dear Mr. Pollard: This letter is submitted by U.S. Mortgage Insurers (USMI), … Continued

USMI Submits Comments on FHFA’s Single-Family Credit Risk Transfer Request for Input

October 11, 2016

U.S. Mortgage Insurers (USMI) submitted comments to the Federal Housing Finance Agency (FHFA) today regarding its Single-Family Credit Risk Transfer (CRT) Request for Input (RFI) and steps to further shield the government sponsored enterprises (GSEs), Fannie Mae and Freddie Mac, as well as American taxpayers, from losses from mortgage-related risks. In its comments, USMI highlights the distinct advantages of front-end CRT done through expanded use of mortgage insurance (MI) that can address existing shortcomings in the GSEs’ credit risk transfer transactions and that can offer substantial benefits for taxpayers, lenders of all sizes, and borrowers.

USMI Welcomes Effort to Increase Reliance on Private Capital In Housing Finance

September 7, 2016

USMI delivered the following letter to members of the Senate Banking Committee:

USMI Supports Affordable Housing Principles and Calls for Transparency in FHFA Duty to Serve Plans

March 22, 2016

USMI submitted comments on the Federal Housing Finance Agency’s (FHFA’s) proposal for how the government sponsored housing enterprises Fannie Mae and Freddie Mac should serve underserved markets. USMI supports both principles of facilitating the financing of affordable housing for low-to-moderate income families consistent with the Enterprises’ overall public purposes while maintaining a strong financial condition and reasonable economic return.

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