Articles & Op-eds

The Hill: FHA and the need to strike the right balance for taxpayers

March 11, 2015

The recent decision by the Federal Housing Administration (FHA) to lower annual mortgage insurance premiums has generated an important discussion in Washington about the roles of government and private capital in supporting homeownership, while at the same time protecting taxpayers.

RECAP: USMI Testifies on the Roles of Private MI and FHA

March 11, 2015

The recent decision by the Federal Housing Administration (FHA) to lower annual mortgage insurance premiums has renewed the debate about the complementary roles of private Mortgage Insurance (MI) and the FHA government mortgage insurance program.

Now is the time to bring back the 3 percent down-payment mortgage

December 11, 2014

Much attention has been directed at Federal Housing Finance Administration (FHFA) Director Watt’s recent announcement that FHFA and the GSEs are working on guidelines to expand access to 3 percent low down payment mortgages.

American Banker: How Mortgage Insurance Can Improve Credit Access

October 14, 2014

USMI Co-Chairs Rohit Gupta and Adolfo Marzol talk about how MI can improve access to credit in this op-ed published in the American Banker this month:

USMI Applauds Bipartisan Vote Extending Homeowner Tax Relief

April 3, 2014

“USMI applauds the members of the Senate Finance Committee for voting on a bipartisan basis today to extend vital homeowner tax relief. We are particularly pleased that the bill continues to recognize the tax-deductible treatment of mortgage insurance premiums for low and moderate income borrowers.”

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